MidpointCard Centering Grading Portfolio App

Is Kirk Cousins [Gold Refractor Die Cut] #104 worth grading?

Football · Football Cards 2012 Topps Platinum · full price guide →

Worth grading only if it gems

A PSA 10 Kirk Cousins [Gold Refractor Die Cut] #104 brings $110 versus $85.00 raw — a $25.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($60.00) sells for less than raw, so anything short of a 10 loses money.

Raw (NM)
$85.00
PSA 10
$110
PSA 9
$60.00
Gem premium
1.3×
As of
Sep 3, 2026

Break-even by outcome and fee

Kirk Cousins [Gold Refractor Die Cut] #104: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$110+$0.00−$25.00−$125
PSA 9$60.00−$50.00−$75.00−$175

Net = sale price − $85.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kirk Cousins [Gold Refractor Die Cut] #104: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$72.50−$62.50
50%$85.00−$50.00
75%$97.50−$37.50

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Kirk Cousins [Gold Refractor Die Cut] #104: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$143best55/4570/30
PSA 10$110−$33.0055/4575/25
CGC 10$66.00−$77.0055/4575/25
SGC 10$66.00−$77.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Kirk Cousins [Gold Refractor Die Cut] #104 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$110$66.00$143$66.00
9.5$66.00
9$60.00

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2012 Topps Platinum cards worth checking

Full set checklist

Grading Kirk Cousins [Gold Refractor Die Cut] #104 — FAQ

Is Kirk Cousins [Gold Refractor Die Cut] #104 worth grading?

A PSA 10 Kirk Cousins [Gold Refractor Die Cut] #104 brings $110 versus $85.00 raw — a $25.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($60.00) sells for less than raw, so anything short of a 10 loses money.

How much is a PSA 10 Kirk Cousins [Gold Refractor Die Cut] #104 worth compared with raw?

A PSA 10 Kirk Cousins [Gold Refractor Die Cut] #104 (Football Cards 2012 Topps Platinum) sells for about $110 versus $85.00 for a raw near-mint copy — a 1.3× premium as of Sep 3, 2026.

Which grading company is best for Kirk Cousins [Gold Refractor Die Cut] #104?

By resale value, BGS 10 leads at $143, ahead of PSA 10 at $110. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Kirk Cousins [Gold Refractor Die Cut] #104 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play