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Is Spencer Steer #3 worth grading?

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Grading rarely pays for this card

PSA 10 copies of Spencer Steer #3 sell for $24.17, only $20.95 above the $3.22 raw price — less than an economy-tier grading fee. A PSA 9 ($12.29) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$3.22
PSA 10
$24.17
PSA 9
$12.29
Gem premium
7.5×
As of
Sep 3, 2026

Break-even by outcome and fee

Spencer Steer #3: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$24.17−$4.05−$29.05−$129
PSA 9$12.29−$15.93−$40.93−$141
PSA 8$8.02−$20.20−$45.20−$145

Net = sale price − $3.22 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Spencer Steer #3: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$15.26−$37.96
50%$18.23−$34.99
75%$21.20−$32.02

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Spencer Steer #3: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$31.00best55/4570/30
PSA 10$24.17−$6.8355/4575/25
CGC 10$15.00−$16.0055/4575/25
SGC 10$15.00−$16.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Spencer Steer #3 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$24.17$15.00$31.00$15.00—
9.5————$24.00
9————$12.29
8————$8.02

Swipe the table for the other grading companies →

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Grading Spencer Steer #3 — FAQ

Is Spencer Steer #3 worth grading?

PSA 10 copies of Spencer Steer #3 sell for $24.17, only $20.95 above the $3.22 raw price — less than an economy-tier grading fee. A PSA 9 ($12.29) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Spencer Steer #3 worth compared with raw?

A PSA 10 Spencer Steer #3 (Baseball Cards 2023 Topps X Bob Ross The Joy Of) sells for about $24.17 versus $3.22 for a raw near-mint copy — a 7.5× premium as of Sep 3, 2026.

Which grading company is best for Spencer Steer #3?

By resale value, BGS 10 leads at $31.00, ahead of PSA 10 at $24.17. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Spencer Steer #3 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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