Is Peyton Manning [Camo Refractor] #161 worth grading?
Football · Football Cards 2012 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Peyton Manning [Camo Refractor] #161 sells for $92.00 against $32.50 raw: a $59.50 spread, 2.8× the ungraded price. Even a PSA 9 ($62.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $32.50
- PSA 10
- $92.00
- PSA 9
- $62.50
- Gem premium
- 2.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $92.00 | +$34.50 | +$9.50 | −$90.50 |
| PSA 9 | $62.50 | +$5.00 | −$20.00 | −$120 |
Net = sale price − $32.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $69.88 | −$12.63 |
| 50% | $77.25 | −$5.25 |
| 75% | $84.63 | +$2.13 |
Break-even gem rate at the standard fee: about 68%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $200 | best | 55/45 | 70/30 |
| PSA 10 | $92.00 | −$108 | 55/45 | 75/25 |
| CGC 10 | $55.00 | −$145 | 55/45 | 75/25 |
| SGC 10 | $55.00 | −$145 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Peyton Manning [Camo Refractor] #161 — FAQ
Is Peyton Manning [Camo Refractor] #161 worth grading?
A PSA 10 Peyton Manning [Camo Refractor] #161 sells for $92.00 against $32.50 raw: a $59.50 spread, 2.8× the ungraded price. Even a PSA 9 ($62.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Peyton Manning [Camo Refractor] #161 worth compared with raw?
A PSA 10 Peyton Manning [Camo Refractor] #161 (Football Cards 2012 Topps Chrome) sells for about $92.00 versus $32.50 for a raw near-mint copy — a 2.8× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Camo Refractor] #161?
By resale value, BGS 10 leads at $200, ahead of PSA 10 at $92.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Camo Refractor] #161 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Peyton Manning [Camo Refractor] #161 break even?
At a standard ~$50 fee, submitting Peyton Manning [Camo Refractor] #161 breaks even when it gems about 68% of the time (a miss assumed to sell at the PSA 9 price of $62.50).
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