Is Michael Finley #8 worth grading?
Basketball · Basketball Cards 1995 Skybox E XL Natural Born Thrillers · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Michael Finley #8 sells for $46.00 against $15.04 raw: a $30.96 spread, 3.1× the ungraded price. Even a PSA 9 ($41.90) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $15.04
- Grade 9.5
- $46.00
- PSA 9
- $41.90
- Gem premium
- 3.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $46.00 | +$5.96 | −$19.04 | −$119 |
| PSA 9 | $41.90 | +$1.86 | −$23.14 | −$123 |
| PSA 8 | $1.25 | −$38.79 | −$63.79 | −$164 |
Net = sale price − $15.04 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $42.92 | −$22.12 |
| 50% | $43.95 | −$21.09 |
| 75% | $44.98 | −$20.06 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Michael Finley #8 — FAQ
Is Michael Finley #8 worth grading?
A Grade 9.5 Michael Finley #8 sells for $46.00 against $15.04 raw: a $30.96 spread, 3.1× the ungraded price. Even a PSA 9 ($41.90) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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