Is Ryan Tannehill [Prism Refractor] #135 worth grading?

Football · Football Cards 2012 Topps Finest · full price guide →

Strong grading candidate — 3.9× premium in Grade 9.5

A Grade 9.5 Ryan Tannehill [Prism Refractor] #135 sells for $55.49 against $14.23 raw: a $41.26 spread, 3.9× the ungraded price. A PSA 9 ($6.31) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $14.23
Grade 9.5: $55.49
PSA 9: $6.31
Gem premium: 3.9×
As of: Sep 3, 2026

Break-even by outcome and fee

Ryan Tannehill [Prism Refractor] #135: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$55.49	+$16.26	−$8.74	−$109
PSA 9	$6.31	−$32.92	−$57.92	−$158

Net = sale price − $14.23 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ryan Tannehill [Prism Refractor] #135: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$18.61	−$45.63
50%	$30.90	−$33.33
75%	$43.20	−$21.04

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Ryan Tannehill [Prism Refractor] #135 graded prices by company and grade
Grade	Graded
9.5	$55.49
9	$6.31

Run your own numbers

Should I pay this?

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