![Michael Penix Jr. [Autograph] #TBK-11 (Football Cards 2023 Bowman Chrome University The Big Kahuna) — is it worth grading?](https://i.ebayimg.com/images/g/wncAAeSw1DhpLe7s/s-l1600.jpg)
Is Michael Penix Jr. [Autograph] #TBK-11 worth grading?
Football · Football Cards 2023 Bowman Chrome University The Big Kahuna · full price guide →
Worth grading only if it gems
A PSA 10 Michael Penix Jr. [Autograph] #TBK-11 brings $263 versus $165 raw — a $97.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($125) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $165
- PSA 10
- $263
- PSA 9
- $125
- Gem premium
- 1.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $263 | +$72.68 | +$47.68 | −$52.32 |
| PSA 9 | $125 | −$65.07 | −$90.07 | −$190 |
| PSA 8 | $93.00 | −$97.07 | −$122 | −$222 |
Net = sale price − $165 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $159 | −$55.63 |
| 50% | $194 | −$21.19 |
| 75% | $228 | +$13.24 |
Break-even gem rate at the standard fee: about 65%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $342 | best | 55/45 | 70/30 |
| PSA 10 | $263 | −$79.25 | 55/45 | 75/25 |
| CGC 10 | $158 | −$184 | 55/45 | 75/25 |
| SGC 10 | $85.00 | −$257 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2023 Bowman Chrome University The Big Kahuna cards worth checking
Full set checklist →![Shedeur Sanders [Autograph] #TBK-4 2023 Bowman Chrome University The Big Kahuna card](https://i.ebayimg.com/images/g/J9kAAeSwKnpp7S-k/s-l500.jpg)
![Emeka Egbuka [Autograph] #TBK-9 2023 Bowman Chrome University The Big Kahuna card](https://i.ebayimg.com/images/g/3SQAAeSwzYNpZdYW/s-l500.jpg)
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![Travis Hunter [Autograph] #TBK-12 2023 Bowman Chrome University The Big Kahuna card](https://i.ebayimg.com/images/g/oPUAAeSwf8FqqMcc/s-l500.jpg)
![Drake Maye [Autograph] #TBK-2 2023 Bowman Chrome University The Big Kahuna card](https://i.ebayimg.com/images/g/rRwAAeSwq55p83oe/s-l500.jpg)
![JJ McCarthy [Autograph] #TBK-3 2023 Bowman Chrome University The Big Kahuna card](https://i.ebayimg.com/images/g/BcAAAeSwU6Vqa0sX/s-l500.jpg)
Grading Michael Penix Jr. [Autograph] #TBK-11 — FAQ
Is Michael Penix Jr. [Autograph] #TBK-11 worth grading?
A PSA 10 Michael Penix Jr. [Autograph] #TBK-11 brings $263 versus $165 raw — a $97.68 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($125) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Michael Penix Jr. [Autograph] #TBK-11 worth compared with raw?
A PSA 10 Michael Penix Jr. [Autograph] #TBK-11 (Football Cards 2023 Bowman Chrome University The Big Kahuna) sells for about $263 versus $165 for a raw near-mint copy — a 1.6× premium as of Sep 4, 2026.
Which grading company is best for Michael Penix Jr. [Autograph] #TBK-11?
By resale value, BGS 10 leads at $342, ahead of PSA 10 at $263. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Penix Jr. [Autograph] #TBK-11 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Penix Jr. [Autograph] #TBK-11 break even?
At a standard ~$50 fee, submitting Michael Penix Jr. [Autograph] #TBK-11 breaks even when it gems about 65% of the time (a miss assumed to sell at the PSA 9 price of $125).
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