![Ben Roethlisberger [Prism Refractor] #27 (Football Cards 2012 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/RC8AAeSwXslqyB8s/s-l1600.jpg)
Is Ben Roethlisberger [Prism Refractor] #27 worth grading?
Football · Football Cards 2012 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Ben Roethlisberger [Prism Refractor] #27 sells for $145 against $11.75 raw: a $133 spread, 12× the ungraded price. Even a PSA 9 ($48.92) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $11.75
- PSA 10
- $145
- PSA 9
- $48.92
- Gem premium
- 12×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $145 | +$108 | +$83.10 | −$16.90 |
| PSA 9 | $48.92 | +$12.17 | −$12.83 | −$113 |
| PSA 8 | $30.64 | −$6.11 | −$31.11 | −$131 |
Net = sale price − $11.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $72.90 | +$11.15 |
| 50% | $96.88 | +$35.13 |
| 75% | $121 | +$59.12 |
Break-even gem rate at the standard fee: about 13%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $188 | best | 55/45 | 70/30 |
| PSA 10 | $145 | −$43.15 | 55/45 | 75/25 |
| CGC 10 | $87.00 | −$101 | 55/45 | 75/25 |
| SGC 10 | $87.00 | −$101 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Ben Roethlisberger [Prism Refractor] #27 — FAQ
Is Ben Roethlisberger [Prism Refractor] #27 worth grading?
A PSA 10 Ben Roethlisberger [Prism Refractor] #27 sells for $145 against $11.75 raw: a $133 spread, 12× the ungraded price. Even a PSA 9 ($48.92) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Ben Roethlisberger [Prism Refractor] #27 worth compared with raw?
A PSA 10 Ben Roethlisberger [Prism Refractor] #27 (Football Cards 2012 Topps Finest) sells for about $145 versus $11.75 for a raw near-mint copy — a 12× premium as of Sep 2, 2026.
Which grading company is best for Ben Roethlisberger [Prism Refractor] #27?
By resale value, BGS 10 leads at $188, ahead of PSA 10 at $145. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ben Roethlisberger [Prism Refractor] #27 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Ben Roethlisberger [Prism Refractor] #27 break even?
At a standard ~$50 fee, submitting Ben Roethlisberger [Prism Refractor] #27 breaks even when it gems about 13% of the time (a miss assumed to sell at the PSA 9 price of $48.92).
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