MidpointCard Centering Grading Portfolio App

Is Frank Gore [Refractor] #94 worth grading?

Football · Football Cards 2012 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Frank Gore [Refractor] #94 sell for $25.00, only $20.64 above the $4.36 raw price — less than an economy-tier grading fee. A PSA 9 ($22.45) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$4.36
Grade 9.5
$25.00
PSA 9
$22.45
Gem premium
5.7×
As of
Sep 3, 2026

Break-even by outcome and fee

Frank Gore [Refractor] #94: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$25.00−$4.36−$29.36−$129
PSA 9$22.45−$6.91−$31.91−$132

Net = sale price − $4.36 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Frank Gore [Refractor] #94: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$23.09−$31.27
50%$23.73−$30.63
75%$24.36−$30.00

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Frank Gore [Refractor] #94 graded prices by company and grade
GradeGraded
9.5$25.00
9$22.45

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2012 Topps Finest cards worth checking

Full set checklist →

Grading Frank Gore [Refractor] #94 — FAQ

Is Frank Gore [Refractor] #94 worth grading?

Grade 9.5 copies of Frank Gore [Refractor] #94 sell for $25.00, only $20.64 above the $4.36 raw price — less than an economy-tier grading fee. A PSA 9 ($22.45) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play