Is Sophia Smith [Gold Flood] #181 worth grading?

Soccer · Soccer Cards 2022 Panini Obsidian · full price guide →

Worth grading only if it gems

A Grade 9.5 Sophia Smith [Gold Flood] #181 brings $201 versus $170 raw — a $31.16 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($182) only about breaks even after fees, so the case rests on gemming.

Raw (NM): $170
Grade 9.5: $201
PSA 9: $182
Gem premium: 1.2×
As of: Sep 3, 2026

Break-even by outcome and fee

Sophia Smith [Gold Flood] #181: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$201	+$6.16	−$18.84	−$119
PSA 9	$182	−$12.53	−$37.53	−$138

Net = sale price − $170 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Sophia Smith [Gold Flood] #181: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$187	−$32.86
50%	$192	−$28.19
75%	$196	−$23.51

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Sophia Smith [Gold Flood] #181 graded prices by company and grade
Grade	Graded
9.5	$201
9	$182

Run your own numbers

Should I pay this?

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