Is Toto Wolff [Refractor] #98 worth grading?
Racing · Racing Cards 2020 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 15× premium in PSA 10
A PSA 10 Toto Wolff [Refractor] #98 sells for $83.06 against $5.66 raw: a $77.40 spread, 15× the ungraded price. A PSA 9 ($12.51) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.66
- PSA 10
- $83.06
- PSA 9
- $12.51
- Gem premium
- 15×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $83.06 | +$52.40 | +$27.40 | −$72.60 |
| PSA 9 | $12.51 | −$18.15 | −$43.15 | −$143 |
| PSA 8 | $9.35 | −$21.31 | −$46.31 | −$146 |
Net = sale price − $5.66 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $30.15 | −$25.51 |
| 50% | $47.79 | −$7.88 |
| 75% | $65.42 | +$9.76 |
Break-even gem rate at the standard fee: about 61%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $108 | best | 55/45 | 70/30 |
| PSA 10 | $83.06 | −$24.94 | 55/45 | 75/25 |
| CGC 10 | $50.00 | −$58.00 | 55/45 | 75/25 |
| SGC 10 | $12.50 | −$95.50 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Toto Wolff [Refractor] #98 — FAQ
Is Toto Wolff [Refractor] #98 worth grading?
A PSA 10 Toto Wolff [Refractor] #98 sells for $83.06 against $5.66 raw: a $77.40 spread, 15× the ungraded price. A PSA 9 ($12.51) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Toto Wolff [Refractor] #98 worth compared with raw?
A PSA 10 Toto Wolff [Refractor] #98 (Racing Cards 2020 Topps Chrome Formula 1) sells for about $83.06 versus $5.66 for a raw near-mint copy — a 15× premium as of Sep 3, 2026.
Which grading company is best for Toto Wolff [Refractor] #98?
By resale value, BGS 10 leads at $108, ahead of PSA 10 at $83.06. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Toto Wolff [Refractor] #98 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Toto Wolff [Refractor] #98 break even?
At a standard ~$50 fee, submitting Toto Wolff [Refractor] #98 breaks even when it gems about 61% of the time (a miss assumed to sell at the PSA 9 price of $12.51).
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