![Carlos Sainz [Refractor] #28 (Racing Cards 2020 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/vlUAAeSw77hqNekk/s-l1600.jpg)
Is Carlos Sainz [Refractor] #28 worth grading?
Racing · Racing Cards 2020 Topps Chrome Formula 1 · full price guide →
Worth grading only if it gems
A PSA 10 Carlos Sainz [Refractor] #28 brings $34.33 versus $3.25 raw — a $31.08 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $3.25
- PSA 10
- $34.33
- PSA 9
- $16.00
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $34.33 | +$6.08 | −$18.92 | −$119 |
| PSA 9 | $16.00 | −$12.25 | −$37.25 | −$137 |
| PSA 8 | $14.50 | −$13.75 | −$38.75 | −$139 |
Net = sale price − $3.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $20.58 | −$32.67 |
| 50% | $25.16 | −$28.09 |
| 75% | $29.75 | −$23.50 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $45.00 | best | 55/45 | 70/30 |
| PSA 10 | $34.33 | −$10.67 | 55/45 | 75/25 |
| CGC 10 | $21.00 | −$24.00 | 55/45 | 75/25 |
| SGC 10 | $21.00 | −$24.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Carlos Sainz [Refractor] #28 — FAQ
Is Carlos Sainz [Refractor] #28 worth grading?
A PSA 10 Carlos Sainz [Refractor] #28 brings $34.33 versus $3.25 raw — a $31.08 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Carlos Sainz [Refractor] #28 worth compared with raw?
A PSA 10 Carlos Sainz [Refractor] #28 (Racing Cards 2020 Topps Chrome Formula 1) sells for about $34.33 versus $3.25 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Carlos Sainz [Refractor] #28?
By resale value, BGS 10 leads at $45.00, ahead of PSA 10 at $34.33. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Carlos Sainz [Refractor] #28 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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