![Nicholas Latifi [Refractor] #20 (Racing Cards 2020 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/HukAAeSw1u1owOKp/s-l1600.jpg)
Is Nicholas Latifi [Refractor] #20 worth grading?
Racing · Racing Cards 2020 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 15× premium in PSA 10
A PSA 10 Nicholas Latifi [Refractor] #20 sells for $125 against $8.50 raw: a $117 spread, 15× the ungraded price. A PSA 9 ($12.72) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.50
- PSA 10
- $125
- PSA 9
- $12.72
- Gem premium
- 15×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $125 | +$91.50 | +$66.50 | −$33.50 |
| PSA 9 | $12.72 | −$20.78 | −$45.78 | −$146 |
| PSA 8 | $4.08 | −$29.42 | −$54.42 | −$154 |
Net = sale price − $8.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $40.79 | −$17.71 |
| 50% | $68.86 | +$10.36 |
| 75% | $96.93 | +$38.43 |
Break-even gem rate at the standard fee: about 41%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $163 | best | 55/45 | 70/30 |
| PSA 10 | $125 | −$38.00 | 55/45 | 75/25 |
| CGC 10 | $75.00 | −$88.00 | 55/45 | 75/25 |
| SGC 10 | $75.00 | −$88.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Nicholas Latifi [Refractor] #20 — FAQ
Is Nicholas Latifi [Refractor] #20 worth grading?
A PSA 10 Nicholas Latifi [Refractor] #20 sells for $125 against $8.50 raw: a $117 spread, 15× the ungraded price. A PSA 9 ($12.72) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Nicholas Latifi [Refractor] #20 worth compared with raw?
A PSA 10 Nicholas Latifi [Refractor] #20 (Racing Cards 2020 Topps Chrome Formula 1) sells for about $125 versus $8.50 for a raw near-mint copy — a 15× premium as of Sep 4, 2026.
Which grading company is best for Nicholas Latifi [Refractor] #20?
By resale value, BGS 10 leads at $163, ahead of PSA 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Nicholas Latifi [Refractor] #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Nicholas Latifi [Refractor] #20 break even?
At a standard ~$50 fee, submitting Nicholas Latifi [Refractor] #20 breaks even when it gems about 41% of the time (a miss assumed to sell at the PSA 9 price of $12.72).
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