![Lance Stroll [Refractor] #14 (Racing Cards 2020 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/TE0AAeSw3ZNqLM19/s-l1600.jpg)
Is Lance Stroll [Refractor] #14 worth grading?
Racing · Racing Cards 2020 Topps Chrome Formula 1 · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Lance Stroll [Refractor] #14 sells for $116 against $6.50 raw: a $109 spread, 18× the ungraded price. Even a PSA 9 ($46.92) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $6.50
- PSA 10
- $116
- PSA 9
- $46.92
- Gem premium
- 18×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $116 | +$84.28 | +$59.28 | −$40.72 |
| PSA 9 | $46.92 | +$15.42 | −$9.58 | −$110 |
| PSA 8 | $10.33 | −$21.17 | −$46.17 | −$146 |
Net = sale price − $6.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $64.13 | +$7.63 |
| 50% | $81.35 | +$24.85 |
| 75% | $98.57 | +$42.07 |
Break-even gem rate at the standard fee: about 14%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $151 | best | 55/45 | 70/30 |
| PSA 10 | $116 | −$35.22 | 55/45 | 75/25 |
| CGC 10 | $69.00 | −$82.00 | 55/45 | 75/25 |
| SGC 10 | $26.27 | −$125 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2020 Topps Chrome Formula 1 cards worth checking
Full set checklist →![Nikita Mazepin [Sapphire] #57 2020 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/j~wAAeSwsHhqoCpT/s-l500.jpg)
![Dan Ticktum [Sapphire] #42 2020 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/fQQAAeSwRrRqpeJq/s-l500.jpg)
![Lewis Hamilton [SP Variation] #1 2020 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/8i0AAeSw1~1qQxSG/s-l500.jpg)
![Lewis Hamilton [Refractor] #1 2020 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/ANoAAOSwW1JlXQAH/s-l500.jpg)
![Max Verstappen [Refractor] #6 2020 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/qU4AAeSw3Hxp1ld3/s-l500.jpg)
Grading Lance Stroll [Refractor] #14 — FAQ
Is Lance Stroll [Refractor] #14 worth grading?
A PSA 10 Lance Stroll [Refractor] #14 sells for $116 against $6.50 raw: a $109 spread, 18× the ungraded price. Even a PSA 9 ($46.92) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Lance Stroll [Refractor] #14 worth compared with raw?
A PSA 10 Lance Stroll [Refractor] #14 (Racing Cards 2020 Topps Chrome Formula 1) sells for about $116 versus $6.50 for a raw near-mint copy — a 18× premium as of Sep 4, 2026.
Which grading company is best for Lance Stroll [Refractor] #14?
By resale value, BGS 10 leads at $151, ahead of PSA 10 at $116. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lance Stroll [Refractor] #14 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lance Stroll [Refractor] #14 break even?
At a standard ~$50 fee, submitting Lance Stroll [Refractor] #14 breaks even when it gems about 14% of the time (a miss assumed to sell at the PSA 9 price of $46.92).
Best on iPhone & Android
Check your racing card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
