![Sebastian Vettel [Refractor] #3 (Racing Cards 2020 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/BlsAAeSwFARqMM0I/s-l1600.jpg)
Is Sebastian Vettel [Refractor] #3 worth grading?
Racing · Racing Cards 2020 Topps Chrome Formula 1 · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Sebastian Vettel [Refractor] #3 sells for $194 against $27.00 raw: a $167 spread, 7.2× the ungraded price. Even a PSA 9 ($52.63) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $27.00
- PSA 10
- $194
- PSA 9
- $52.63
- Gem premium
- 7.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $194 | +$142 | +$117 | +$17.14 |
| PSA 9 | $52.63 | +$0.63 | −$24.37 | −$124 |
| PSA 8 | $22.17 | −$29.83 | −$54.83 | −$155 |
Net = sale price − $27.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $88.01 | +$11.01 |
| 50% | $123 | +$46.38 |
| 75% | $159 | +$81.76 |
Break-even gem rate at the standard fee: about 17%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $252 | best | 55/45 | 70/30 |
| PSA 10 | $194 | −$57.86 | 55/45 | 75/25 |
| CGC 10 | $116 | −$136 | 55/45 | 75/25 |
| SGC 10 | $116 | −$136 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Sebastian Vettel [Refractor] #3 — FAQ
Is Sebastian Vettel [Refractor] #3 worth grading?
A PSA 10 Sebastian Vettel [Refractor] #3 sells for $194 against $27.00 raw: a $167 spread, 7.2× the ungraded price. Even a PSA 9 ($52.63) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Sebastian Vettel [Refractor] #3 worth compared with raw?
A PSA 10 Sebastian Vettel [Refractor] #3 (Racing Cards 2020 Topps Chrome Formula 1) sells for about $194 versus $27.00 for a raw near-mint copy — a 7.2× premium as of Sep 4, 2026.
Which grading company is best for Sebastian Vettel [Refractor] #3?
By resale value, BGS 10 leads at $252, ahead of PSA 10 at $194. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Sebastian Vettel [Refractor] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Sebastian Vettel [Refractor] #3 break even?
At a standard ~$50 fee, submitting Sebastian Vettel [Refractor] #3 breaks even when it gems about 17% of the time (a miss assumed to sell at the PSA 9 price of $52.63).
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