MidpointCard Centering Grading Portfolio App

Is Lewis Hamilton [Refractor] #96 worth grading?

Racing · Racing Cards 2021 Topps Chrome Formula 1 · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Lewis Hamilton [Refractor] #96 sells for $41.75 against $2.42 raw: a $39.33 spread, 17× the ungraded price. Even a PSA 9 ($31.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.42
PSA 10
$41.75
PSA 9
$31.00
Gem premium
17×
As of
Sep 4, 2026

Break-even by outcome and fee

Lewis Hamilton [Refractor] #96: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$41.75+$14.33−$10.67−$111
PSA 9$31.00+$3.58−$21.42−$121
PSA 8$28.36+$0.94−$24.06−$124

Net = sale price − $2.42 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Lewis Hamilton [Refractor] #96: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$33.69−$18.73
50%$36.38−$16.05
75%$39.06−$13.36

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Lewis Hamilton [Refractor] #96: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$54.00best55/4570/30
PSA 10$41.75−$12.2555/4575/25
CGC 10$25.00−$29.0055/4575/25
SGC 10$25.00−$29.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Lewis Hamilton [Refractor] #96 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$41.75$25.00$54.00$25.00
9.5$34.00
9$31.00
8$28.36

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2021 Topps Chrome Formula 1 cards worth checking

Full set checklist

Grading Lewis Hamilton [Refractor] #96 — FAQ

Is Lewis Hamilton [Refractor] #96 worth grading?

A PSA 10 Lewis Hamilton [Refractor] #96 sells for $41.75 against $2.42 raw: a $39.33 spread, 17× the ungraded price. Even a PSA 9 ($31.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Lewis Hamilton [Refractor] #96 worth compared with raw?

A PSA 10 Lewis Hamilton [Refractor] #96 (Racing Cards 2021 Topps Chrome Formula 1) sells for about $41.75 versus $2.42 for a raw near-mint copy — a 17× premium as of Sep 4, 2026.

Which grading company is best for Lewis Hamilton [Refractor] #96?

By resale value, BGS 10 leads at $54.00, ahead of PSA 10 at $41.75. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Lewis Hamilton [Refractor] #96 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your racing card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play