MidpointCard Centering Grading Portfolio App
Charles Leclerc [Refractor] #28 (Racing Cards 2022 Topps Chrome Formula 1) — is it worth grading?

Is Charles Leclerc [Refractor] #28 worth grading?

Racing · Racing Cards 2022 Topps Chrome Formula 1 · full price guide →

Worth grading only if it gems

A PSA 10 Charles Leclerc [Refractor] #28 brings $33.97 versus $2.07 raw — a $31.90 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.30) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$2.07
PSA 10
$33.97
PSA 9
$12.30
Gem premium
16×
As of
Sep 2, 2026

Break-even by outcome and fee

Charles Leclerc [Refractor] #28: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$33.97+$6.90−$18.10−$118
PSA 9$12.30−$14.77−$39.77−$140
PSA 8$6.57−$20.50−$45.50−$146

Net = sale price − $2.07 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Charles Leclerc [Refractor] #28: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$17.72−$34.35
50%$23.13−$28.94
75%$28.55−$23.52

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Charles Leclerc [Refractor] #28: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$44.00best55/4570/30
PSA 10$33.97−$10.0355/4575/25
CGC 10$20.00−$24.0055/4575/25
SGC 10$20.00−$24.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Charles Leclerc [Refractor] #28 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$33.97$20.00$44.00$20.00
9.5$23.91
9$12.30
8$6.57

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2022 Topps Chrome Formula 1 cards worth checking

Full set checklist

Grading Charles Leclerc [Refractor] #28 — FAQ

Is Charles Leclerc [Refractor] #28 worth grading?

A PSA 10 Charles Leclerc [Refractor] #28 brings $33.97 versus $2.07 raw — a $31.90 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.30) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Charles Leclerc [Refractor] #28 worth compared with raw?

A PSA 10 Charles Leclerc [Refractor] #28 (Racing Cards 2022 Topps Chrome Formula 1) sells for about $33.97 versus $2.07 for a raw near-mint copy — a 16× premium as of Sep 2, 2026.

Which grading company is best for Charles Leclerc [Refractor] #28?

By resale value, BGS 10 leads at $44.00, ahead of PSA 10 at $33.97. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Charles Leclerc [Refractor] #28 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your racing card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play