![Matt Boldy [Gold Spectrum] #SG20 (Hockey Cards 2022 Upper Deck Smooth Grooves) — is it worth grading?](https://i.ebayimg.com/images/g/qmAAAOSw6ptkht6x/s-l1600.jpg)
Is Matt Boldy [Gold Spectrum] #SG20 worth grading?
Hockey · Hockey Cards 2022 Upper Deck Smooth Grooves · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Matt Boldy [Gold Spectrum] #SG20 sell for $120, only $0.00 above the $250 raw price — less than an economy-tier grading fee. A PSA 9 ($109) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $250
- Grade 9.5
- $120
- PSA 9
- $109
- Gem premium
- 0.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $120 | −$155 | −$180 | −$280 |
| PSA 9 | $109 | −$166 | −$191 | −$291 |
Net = sale price − $250 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $112 | −$188 |
| 50% | $115 | −$185 |
| 75% | $117 | −$183 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Raw conditions & history →Run your own numbers
Should I pay this?
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Other 2022 Upper Deck Smooth Grooves cards worth checking
Full set checklist →Grading Matt Boldy [Gold Spectrum] #SG20 — FAQ
Is Matt Boldy [Gold Spectrum] #SG20 worth grading?
Grade 9.5 copies of Matt Boldy [Gold Spectrum] #SG20 sell for $120, only $0.00 above the $250 raw price — less than an economy-tier grading fee. A PSA 9 ($109) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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