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Michael Jordan #120 (Basketball Cards 1999 Upper Deck Ultimate Victory) — is it worth grading?

Is Michael Jordan #120 worth grading?

Basketball · Basketball Cards 1999 Upper Deck Ultimate Victory · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Michael Jordan #120 sells for $562 against $3.66 raw: a $558 spread, 154× the ungraded price. Even a PSA 9 ($511) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$3.66
Grade 9.5
$562
PSA 9
$511
Gem premium
154×
As of
Sep 4, 2026

Break-even by outcome and fee

Michael Jordan #120: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$562+$533+$508+$408
PSA 9$511+$482+$457+$357

Net = sale price − $3.66 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Michael Jordan #120: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$524+$470
50%$537+$483
75%$549+$496

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Michael Jordan #120 graded prices by company and grade
GradeGraded
9.5$562
9$511

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Michael Jordan #120 — FAQ

Is Michael Jordan #120 worth grading?

A Grade 9.5 Michael Jordan #120 sells for $562 against $3.66 raw: a $558 spread, 154× the ungraded price. Even a PSA 9 ($511) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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