![Stephen Curry [Black Gold] #28 (Basketball Cards 2022 Panini Prizm Monopoly) — is it worth grading?](https://i.ebayimg.com/images/g/WicAAeSwM89qj43V/s-l1600.jpg)
Is Stephen Curry [Black Gold] #28 worth grading?
Basketball · Basketball Cards 2022 Panini Prizm Monopoly · full price guide →
Strong grading candidate — 7.1× premium in PSA 10
A PSA 10 Stephen Curry [Black Gold] #28 sells for $92.60 against $13.07 raw: a $79.53 spread, 7.1× the ungraded price. A PSA 9 ($23.56) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $13.07
- PSA 10
- $92.60
- PSA 9
- $23.56
- Gem premium
- 7.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $92.60 | +$54.53 | +$29.53 | −$70.47 |
| PSA 9 | $23.56 | −$14.51 | −$39.51 | −$140 |
| PSA 8 | $19.99 | −$18.08 | −$43.08 | −$143 |
Net = sale price − $13.07 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $40.82 | −$22.25 |
| 50% | $58.08 | −$4.99 |
| 75% | $75.34 | +$12.27 |
Break-even gem rate at the standard fee: about 57%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $120 | best | 55/45 | 70/30 |
| PSA 10 | $92.60 | −$27.40 | 55/45 | 75/25 |
| CGC 10 | $56.00 | −$64.00 | 55/45 | 75/25 |
| SGC 10 | $56.00 | −$64.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Stephen Curry [Black Gold] #28 — FAQ
Is Stephen Curry [Black Gold] #28 worth grading?
A PSA 10 Stephen Curry [Black Gold] #28 sells for $92.60 against $13.07 raw: a $79.53 spread, 7.1× the ungraded price. A PSA 9 ($23.56) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Black Gold] #28 worth compared with raw?
A PSA 10 Stephen Curry [Black Gold] #28 (Basketball Cards 2022 Panini Prizm Monopoly) sells for about $92.60 versus $13.07 for a raw near-mint copy — a 7.1× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry [Black Gold] #28?
By resale value, BGS 10 leads at $120, ahead of PSA 10 at $92.60. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Black Gold] #28 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Stephen Curry [Black Gold] #28 break even?
At a standard ~$50 fee, submitting Stephen Curry [Black Gold] #28 breaks even when it gems about 57% of the time (a miss assumed to sell at the PSA 9 price of $23.56).
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