Midpoint - Card Centering Tool

Is Human Torch #21 worth grading?

Marvel · Marvel 1996 Masterpieces · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Human Torch #21 sells for $101 against $30.00 raw: a $71.00 spread, 3.4× the ungraded price. Even a PSA 9 ($91.85) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$30.00
Grade 9.5
$101
PSA 9
$91.85
Gem premium
3.4×
As of
Aug 15, 2026

Break-even by outcome and fee

Human Torch #21: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$101+$46.00+$21.00−$79.00
PSA 9$91.85+$36.85+$11.85−$88.15
PSA 8$67.85+$12.85−$12.15−$112

Net = sale price − $30.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Human Torch #21: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$94.14+$14.14
50%$96.42+$16.42
75%$98.71+$18.71

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Human Torch #21 graded prices by company and grade
GradeGraded
9.5$101
9$91.85
8$67.85

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Human Torch #21 — FAQ

Is Human Torch #21 worth grading?

A Grade 9.5 Human Torch #21 sells for $101 against $30.00 raw: a $71.00 spread, 3.4× the ungraded price. Even a PSA 9 ($91.85) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your Marvel card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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