Is Justin Herbert [Gold] #PAC-3 worth grading?
Football · Football Cards 2022 Panini Zenith 1992 Pacific · full price guide →
Worth grading only if it gems
A Grade 9.5 Justin Herbert [Gold] #PAC-3 brings $179 versus $150 raw — a $29.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($162) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $150
- Grade 9.5
- $179
- PSA 9
- $162
- Gem premium
- 1.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $179 | +$4.00 | −$21.00 | −$121 |
| PSA 9 | $162 | −$12.53 | −$37.53 | −$138 |
| PSA 8 | $80.00 | −$95.00 | −$120 | −$220 |
Net = sale price − $150 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $167 | −$33.40 |
| 50% | $171 | −$29.26 |
| 75% | $175 | −$25.13 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Other 2022 Panini Zenith 1992 Pacific cards worth checking
Full set checklist →Grading Justin Herbert [Gold] #PAC-3 — FAQ
Is Justin Herbert [Gold] #PAC-3 worth grading?
A Grade 9.5 Justin Herbert [Gold] #PAC-3 brings $179 versus $150 raw — a $29.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($162) only about breaks even after fees, so the case rests on gemming.
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