![Odell Beckham Jr. [Refractor] #108 (Football Cards 2014 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/DN4AAeSwaGVn0fav/s-l1600.jpg)
Is Odell Beckham Jr. [Refractor] #108 worth grading?
Football · Football Cards 2014 Topps Finest · full price guide →
Grading rarely pays for this card
PSA 10 copies of Odell Beckham Jr. [Refractor] #108 sell for $40.00, only $24.35 above the $15.65 raw price — less than an economy-tier grading fee. A PSA 9 ($11.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $15.65
- PSA 10
- $40.00
- PSA 9
- $11.00
- Gem premium
- 2.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $40.00 | −$0.65 | −$25.65 | −$126 |
| PSA 9 | $11.00 | −$29.65 | −$54.65 | −$155 |
| PSA 8 | $9.27 | −$31.38 | −$56.38 | −$156 |
Net = sale price − $15.65 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $18.25 | −$47.40 |
| 50% | $25.50 | −$40.15 |
| 75% | $32.75 | −$32.90 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $52.00 | best | 55/45 | 70/30 |
| PSA 10 | $40.00 | −$12.00 | 55/45 | 75/25 |
| CGC 10 | $24.00 | −$28.00 | 55/45 | 75/25 |
| SGC 10 | $24.00 | −$28.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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![Odell Beckham Jr. [Autograph Refractor] #108 2014 Topps Finest card](https://i.ebayimg.com/images/g/Z64AAeSwFLNqlH4G/s-l500.jpg)
Grading Odell Beckham Jr. [Refractor] #108 — FAQ
Is Odell Beckham Jr. [Refractor] #108 worth grading?
PSA 10 copies of Odell Beckham Jr. [Refractor] #108 sell for $40.00, only $24.35 above the $15.65 raw price — less than an economy-tier grading fee. A PSA 9 ($11.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Odell Beckham Jr. [Refractor] #108 worth compared with raw?
A PSA 10 Odell Beckham Jr. [Refractor] #108 (Football Cards 2014 Topps Finest) sells for about $40.00 versus $15.65 for a raw near-mint copy — a 2.6× premium as of Sep 4, 2026.
Which grading company is best for Odell Beckham Jr. [Refractor] #108?
By resale value, BGS 10 leads at $52.00, ahead of PSA 10 at $40.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Odell Beckham Jr. [Refractor] #108 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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