![Calvin Johnson [Black Refractor] #5 (Football Cards 2015 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/g4sAAOSwik9hrpfZ/s-l1600.jpg)
Is Calvin Johnson [Black Refractor] #5 worth grading?
Football · Football Cards 2015 Topps Chrome · full price guide →
Strong grading candidate — 6.9× premium in PSA 10
A PSA 10 Calvin Johnson [Black Refractor] #5 sells for $151 against $21.94 raw: a $129 spread, 6.9× the ungraded price. A PSA 9 ($41.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $21.94
- PSA 10
- $151
- PSA 9
- $41.78
- Gem premium
- 6.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $151 | +$104 | +$79.43 | −$20.57 |
| PSA 9 | $41.78 | −$5.16 | −$30.16 | −$130 |
| PSA 8 | $24.52 | −$22.42 | −$47.42 | −$147 |
Net = sale price − $21.94 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $69.18 | −$2.76 |
| 50% | $96.58 | +$24.64 |
| 75% | $124 | +$52.03 |
Break-even gem rate at the standard fee: about 28%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $197 | best | 55/45 | 70/30 |
| PSA 10 | $151 | −$45.63 | 55/45 | 75/25 |
| CGC 10 | $91.00 | −$106 | 55/45 | 75/25 |
| SGC 10 | $91.00 | −$106 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2015 Topps Chrome cards worth checking
Full set checklist →![Tom Brady [Refractor] #50 2015 Topps Chrome card](https://i.ebayimg.com/images/g/rLQAAeSwSUlqigIl/s-l500.jpg)
![Aaron Rodgers [Red Refractor] #2 2015 Topps Chrome card](https://i.ebayimg.com/images/g/vg4AAOSwvCpgUAzR/s-l500.jpg)
![Tom Brady [Black Refractor] #50 2015 Topps Chrome card](https://i.ebayimg.com/images/g/~twAAeSwGs1qWE4k/s-l500.jpg)
![Calvin Johnson [Gold Refractor] #5 2015 Topps Chrome card](https://i.ebayimg.com/images/g/JbQAAeSw1q5pYVDW/s-l500.jpg)
Grading Calvin Johnson [Black Refractor] #5 — FAQ
Is Calvin Johnson [Black Refractor] #5 worth grading?
A PSA 10 Calvin Johnson [Black Refractor] #5 sells for $151 against $21.94 raw: a $129 spread, 6.9× the ungraded price. A PSA 9 ($41.78) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Calvin Johnson [Black Refractor] #5 worth compared with raw?
A PSA 10 Calvin Johnson [Black Refractor] #5 (Football Cards 2015 Topps Chrome) sells for about $151 versus $21.94 for a raw near-mint copy — a 6.9× premium as of Sep 4, 2026.
Which grading company is best for Calvin Johnson [Black Refractor] #5?
By resale value, BGS 10 leads at $197, ahead of PSA 10 at $151. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Calvin Johnson [Black Refractor] #5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Calvin Johnson [Black Refractor] #5 break even?
At a standard ~$50 fee, submitting Calvin Johnson [Black Refractor] #5 breaks even when it gems about 28% of the time (a miss assumed to sell at the PSA 9 price of $41.78).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.