Is Stephen Curry #85 worth grading?
Basketball · Basketball Cards 2022 Panini Hoops Road to the Finals · full price guide →
Worth grading only if it gems
A PSA 10 Stephen Curry #85 brings $407 versus $373 raw — a $33.86 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($330) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $373
- PSA 10
- $407
- PSA 9
- $330
- Gem premium
- 1.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $407 | +$8.86 | −$16.14 | −$116 |
| PSA 9 | $330 | −$67.64 | −$92.64 | −$193 |
| PSA 8 | $300 | −$97.73 | −$123 | −$223 |
Net = sale price − $373 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $349 | −$73.51 |
| 50% | $368 | −$54.39 |
| 75% | $387 | −$35.26 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $528 | best | 55/45 | 70/30 |
| PSA 10 | $407 | −$122 | 55/45 | 75/25 |
| CGC 10 | $244 | −$284 | 55/45 | 75/25 |
| SGC 10 | $244 | −$284 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2022 Panini Hoops Road to the Finals cards worth checking
Full set checklist →Grading Stephen Curry #85 — FAQ
Is Stephen Curry #85 worth grading?
A PSA 10 Stephen Curry #85 brings $407 versus $373 raw — a $33.86 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($330) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Stephen Curry #85 worth compared with raw?
A PSA 10 Stephen Curry #85 (Basketball Cards 2022 Panini Hoops Road to the Finals) sells for about $407 versus $373 for a raw near-mint copy — a 1.1× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry #85?
By resale value, BGS 10 leads at $528, ahead of PSA 10 at $407. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry #85 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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