MidpointCard Centering Grading Portfolio App

Is Vince Carter, Tracy McGrady #20 worth grading?

Basketball · Basketball Cards 2021 Panini Contenders Optic Legendary Tandems · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Vince Carter, Tracy McGrady #20 sell for $12.00, only $8.26 above the $3.74 raw price — less than an economy-tier grading fee. A PSA 9 ($10.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$3.74
Grade 9.5
$12.00
PSA 9
$10.50
Gem premium
3.2×
As of
Sep 4, 2026

Break-even by outcome and fee

Vince Carter, Tracy McGrady #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$12.00−$16.74−$41.74−$142
PSA 9$10.50−$18.24−$43.24−$143

Net = sale price − $3.74 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Vince Carter, Tracy McGrady #20: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$10.88−$42.87
50%$11.25−$42.49
75%$11.63−$42.12

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Vince Carter, Tracy McGrady #20 graded prices by company and grade
GradeGraded
9.5$12.00
9$10.50

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2021 Panini Contenders Optic Legendary Tandems cards worth checking

Full set checklist

Grading Vince Carter, Tracy McGrady #20 — FAQ

Is Vince Carter, Tracy McGrady #20 worth grading?

Grade 9.5 copies of Vince Carter, Tracy McGrady #20 sell for $12.00, only $8.26 above the $3.74 raw price — less than an economy-tier grading fee. A PSA 9 ($10.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Best on iPhone & Android

Check your basketball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play