![Michael Jordan [refractor] #HC2 (Basketball Cards 1996 Topps Holding Court) — is it worth grading?](https://i.ebayimg.com/images/g/4FUAAeSwdqlqUt0O/s-l1600.jpg)
Is Michael Jordan [refractor] #HC2 worth grading?
Basketball · Basketball Cards 1996 Topps Holding Court · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Jordan [refractor] #HC2 sells for $2,000 against $875 raw: a $1,125 spread, 2.3× the ungraded price. Even a PSA 9 ($1,235) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $875
- PSA 10
- $2,000
- PSA 9
- $1,235
- Gem premium
- 2.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,000 | +$1,100 | +$1,075 | +$975 |
| PSA 9 | $1,235 | +$335 | +$310 | +$210 |
| PSA 8 | $698 | −$202 | −$227 | −$327 |
Net = sale price − $875 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,427 | +$502 |
| 50% | $1,618 | +$693 |
| 75% | $1,809 | +$884 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,600 | best | 55/45 | 70/30 |
| PSA 10 | $2,000 | −$600 | 55/45 | 75/25 |
| CGC 10 | $1,200 | −$1,400 | 55/45 | 75/25 |
| SGC 10 | $1,200 | −$1,400 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Michael Jordan [refractor] #HC2 — FAQ
Is Michael Jordan [refractor] #HC2 worth grading?
A PSA 10 Michael Jordan [refractor] #HC2 sells for $2,000 against $875 raw: a $1,125 spread, 2.3× the ungraded price. Even a PSA 9 ($1,235) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Jordan [refractor] #HC2 worth compared with raw?
A PSA 10 Michael Jordan [refractor] #HC2 (Basketball Cards 1996 Topps Holding Court) sells for about $2,000 versus $875 for a raw near-mint copy — a 2.3× premium as of Sep 4, 2026.
Which grading company is best for Michael Jordan [refractor] #HC2?
By resale value, BGS 10 leads at $2,600, ahead of PSA 10 at $2,000. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan [refractor] #HC2 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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