
Is Stephen Curry #3 worth grading?
Basketball · Basketball Cards 2021 Panini One and One Downtown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry #3 sells for $14,315 against $1,867 raw: a $12,448 spread, 7.7× the ungraded price. Even a PSA 9 ($8,201) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1,867
- PSA 10
- $14,315
- PSA 9
- $8,201
- Gem premium
- 7.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $14,315 | +$12,423 | +$12,398 | +$12,298 |
| PSA 9 | $8,201 | +$6,309 | +$6,284 | +$6,184 |
| PSA 8 | $1,974 | +$81.71 | +$56.71 | −$43.29 |
Net = sale price − $1,867 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $9,730 | +$7,812 |
| 50% | $11,258 | +$9,341 |
| 75% | $12,787 | +$10,870 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $18,610 | best | 55/45 | 70/30 |
| PSA 10 | $14,315 | −$4,295 | 55/45 | 75/25 |
| CGC 10 | $8,589 | −$10,021 | 55/45 | 75/25 |
| SGC 10 | $8,589 | −$10,021 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini One and One Downtown cards worth checking
Full set checklist →Grading Stephen Curry #3 — FAQ
Is Stephen Curry #3 worth grading?
A PSA 10 Stephen Curry #3 sells for $14,315 against $1,867 raw: a $12,448 spread, 7.7× the ungraded price. Even a PSA 9 ($8,201) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry #3 worth compared with raw?
A PSA 10 Stephen Curry #3 (Basketball Cards 2021 Panini One and One Downtown) sells for about $14,315 versus $1,867 for a raw near-mint copy — a 7.7× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry #3?
By resale value, BGS 10 leads at $18,610, ahead of PSA 10 at $14,315. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.





