Is Tom Brady [Gold] #90 worth grading?

Football · Football Cards 2022 Panini Black · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Tom Brady [Gold] #90 sell for $275, only $0.00 above the $383 raw price — less than an economy-tier grading fee. A PSA 9 ($250) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $383
Grade 9.5: $275
PSA 9: $250
Gem premium: 0.7×
As of: Sep 4, 2026

Break-even by outcome and fee

Tom Brady [Gold] #90: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$275	−$133	−$158	−$258
PSA 9	$250	−$158	−$183	−$283

Net = sale price − $383 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tom Brady [Gold] #90: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$256	−$176
50%	$263	−$170
75%	$269	−$164

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Tom Brady [Gold] #90 graded prices by company and grade
Grade	Graded
9.5	$275
9	$250

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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