Is Stephen Curry #12 worth grading?
Basketball · Basketball Cards 2021 Panini Donruss Optic T Minus 3 2 1 · full price guide →
Strong grading candidate — 41× premium in PSA 10
A PSA 10 Stephen Curry #12 sells for $55.00 against $1.35 raw: a $53.65 spread, 41× the ungraded price. A PSA 9 ($13.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.35
- PSA 10
- $55.00
- PSA 9
- $13.00
- Gem premium
- 41×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $55.00 | +$28.65 | +$3.65 | −$96.35 |
| PSA 9 | $13.00 | −$13.35 | −$38.35 | −$138 |
| PSA 8 | $12.00 | −$14.35 | −$39.35 | −$139 |
Net = sale price − $1.35 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $23.50 | −$27.85 |
| 50% | $34.00 | −$17.35 |
| 75% | $44.50 | −$6.85 |
Break-even gem rate at the standard fee: about 91%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $72.00 | best | 55/45 | 70/30 |
| PSA 10 | $55.00 | −$17.00 | 55/45 | 75/25 |
| CGC 10 | $34.00 | −$38.00 | 55/45 | 75/25 |
| SGC 10 | $33.00 | −$39.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2021 Panini Donruss Optic T Minus 3 2 1 cards worth checking
Full set checklist →![Stephen Curry [Purple] #12 2021 Panini Donruss Optic T Minus 3 2 1 card](https://i.ebayimg.com/images/g/dusAAeSw7ehqakvK/s-l500.jpg)
Grading Stephen Curry #12 — FAQ
Is Stephen Curry #12 worth grading?
A PSA 10 Stephen Curry #12 sells for $55.00 against $1.35 raw: a $53.65 spread, 41× the ungraded price. A PSA 9 ($13.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry #12 worth compared with raw?
A PSA 10 Stephen Curry #12 (Basketball Cards 2021 Panini Donruss Optic T Minus 3 2 1) sells for about $55.00 versus $1.35 for a raw near-mint copy — a 41× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry #12?
By resale value, BGS 10 leads at $72.00, ahead of PSA 10 at $55.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry #12 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Stephen Curry #12 break even?
At a standard ~$50 fee, submitting Stephen Curry #12 breaks even when it gems about 91% of the time (a miss assumed to sell at the PSA 9 price of $13.00).
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