![Luka Doncic [Gold] #4 (Basketball Cards 2021 Panini Donruss Optic Splash) — is it worth grading?](https://i.ebayimg.com/images/g/25gAAOSwPfhkeNXS/s-l1600.jpg)
Is Luka Doncic [Gold] #4 worth grading?
Basketball · Basketball Cards 2021 Panini Donruss Optic Splash · full price guide →
Worth grading only if it gems
A PSA 10 Luka Doncic [Gold] #4 brings $871 versus $412 raw — a $459 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($349) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $412
- PSA 10
- $871
- PSA 9
- $349
- Gem premium
- 2.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $871 | +$434 | +$409 | +$309 |
| PSA 9 | $349 | −$87.90 | −$113 | −$213 |
Net = sale price − $412 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $479 | +$17.50 |
| 50% | $610 | +$148 |
| 75% | $740 | +$278 |
Break-even gem rate at the standard fee: about 22%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,132 | best | 55/45 | 70/30 |
| PSA 10 | $871 | −$261 | 55/45 | 75/25 |
| CGC 10 | $522 | −$610 | 55/45 | 75/25 |
| SGC 10 | $522 | −$610 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini Donruss Optic Splash cards worth checking
Full set checklist →![Stephen Curry [Gold Wave] #1 2021 Panini Donruss Optic Splash card](https://i.ebayimg.com/images/g/GdIAAeSw7LZp8heA/s-l500.jpg)
![Kawhi Leonard [Gold] #15 2021 Panini Donruss Optic Splash card](https://i.ebayimg.com/images/g/0ggAAOSwZVxnFGeX/s-l500.jpg)
Grading Luka Doncic [Gold] #4 — FAQ
Is Luka Doncic [Gold] #4 worth grading?
A PSA 10 Luka Doncic [Gold] #4 brings $871 versus $412 raw — a $459 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($349) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Luka Doncic [Gold] #4 worth compared with raw?
A PSA 10 Luka Doncic [Gold] #4 (Basketball Cards 2021 Panini Donruss Optic Splash) sells for about $871 versus $412 for a raw near-mint copy — a 2.1× premium as of Sep 4, 2026.
Which grading company is best for Luka Doncic [Gold] #4?
By resale value, BGS 10 leads at $1,132, ahead of PSA 10 at $871. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Luka Doncic [Gold] #4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Luka Doncic [Gold] #4 break even?
At a standard ~$50 fee, submitting Luka Doncic [Gold] #4 breaks even when it gems about 22% of the time (a miss assumed to sell at the PSA 9 price of $349).
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