![Stephen Curry [Gold Wave] #3 (Basketball Cards 2021 Panini Donruss Optic My House) — is it worth grading?](https://i.ebayimg.com/images/g/w78AAOSw2mZkAORy/s-l1600.jpg)
Is Stephen Curry [Gold Wave] #3 worth grading?
Basketball · Basketball Cards 2021 Panini Donruss Optic My House · full price guide →
Worth grading only if it gems
A PSA 10 Stephen Curry [Gold Wave] #3 brings $290 versus $250 raw — a $40.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($242) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $250
- PSA 10
- $290
- PSA 9
- $242
- Gem premium
- 1.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $290 | +$15.00 | −$10.00 | −$110 |
| PSA 9 | $242 | −$33.00 | −$58.00 | −$158 |
Net = sale price − $250 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $254 | −$46.00 |
| 50% | $266 | −$34.00 |
| 75% | $278 | −$22.00 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $377 | best | 55/45 | 70/30 |
| PSA 10 | $290 | −$87.00 | 55/45 | 75/25 |
| CGC 10 | $174 | −$203 | 55/45 | 75/25 |
| SGC 10 | $174 | −$203 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini Donruss Optic My House cards worth checking
Full set checklist →![Trae Young [Gold] #14 2021 Panini Donruss Optic My House card](https://i.ebayimg.com/images/g/p6cAAeSwdjJo~RGU/s-l500.jpg)
![Stephen Curry [Gold] #3 2021 Panini Donruss Optic My House card](https://i.ebayimg.com/images/g/624AAeSwuvJqqf0A/s-l500.jpg)
![Jalen Suggs [Gold] #20 2021 Panini Donruss Optic My House card](https://i.ebayimg.com/images/g/nyIAAOSwUmFmGsAL/s-l500.jpg)
Grading Stephen Curry [Gold Wave] #3 — FAQ
Is Stephen Curry [Gold Wave] #3 worth grading?
A PSA 10 Stephen Curry [Gold Wave] #3 brings $290 versus $250 raw — a $40.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($242) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Stephen Curry [Gold Wave] #3 worth compared with raw?
A PSA 10 Stephen Curry [Gold Wave] #3 (Basketball Cards 2021 Panini Donruss Optic My House) sells for about $290 versus $250 for a raw near-mint copy — a 1.2× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry [Gold Wave] #3?
By resale value, BGS 10 leads at $377, ahead of PSA 10 at $290. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Gold Wave] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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