Is Jose Ramirez [Green] #HOC-7 worth grading?

Baseball · Baseball Cards 2022 Topps Chrome Heart of the City · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jose Ramirez [Green] #HOC-7 sell for $43.00, only $5.08 above the $37.92 raw price — less than an economy-tier grading fee. A PSA 9 ($39.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $37.92
Grade 9.5: $43.00
PSA 9: $39.50
Gem premium: 1.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Jose Ramirez [Green] #HOC-7: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$43.00	−$19.92	−$44.92	−$145
PSA 9	$39.50	−$23.42	−$48.42	−$148

Net = sale price − $37.92 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jose Ramirez [Green] #HOC-7: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$40.38	−$47.55
50%	$41.25	−$46.67
75%	$42.13	−$45.80

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Jose Ramirez [Green] #HOC-7 graded prices by company and grade
Grade	Graded
9.5	$43.00
9	$39.50

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2022 Topps Chrome Heart of the City cards worth checking

Full set checklist →

Pete Alonso [Green] #HOC-4

Raw $14.99PSA 10 $170

Freddie Freeman [Gold] #HOC-5

Raw $27.74PSA 10 $200

Bryce Harper [Orange] #HOC-1

Raw $50.00PSA 10 $181

Bryce Harper [Gold] #HOC-1

Raw $77.50PSA 10 $260

Aaron Judge [Gold] #HOC-13

Raw $126PSA 10 $403

Aaron Judge [Red] #HOC-13