![Oneil Cruz [Prism Refractor] #128 (Baseball Cards 2022 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/8xwAAeSwKAVqQxTA/s-l1600.jpg)
Is Oneil Cruz [Prism Refractor] #128 worth grading?
Baseball · Baseball Cards 2022 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 Oneil Cruz [Prism Refractor] #128 brings $29.00 versus $2.22 raw — a $26.78 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($10.00) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $2.22
- PSA 10
- $29.00
- PSA 9
- $10.00
- Gem premium
- 13×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $29.00 | +$1.78 | −$23.22 | −$123 |
| PSA 9 | $10.00 | −$17.22 | −$42.22 | −$142 |
| PSA 8 | $10.00 | −$17.22 | −$42.22 | −$142 |
Net = sale price − $2.22 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $14.75 | −$37.47 |
| 50% | $19.50 | −$32.72 |
| 75% | $24.25 | −$27.97 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $38.00 | best | 55/45 | 70/30 |
| PSA 10 | $29.00 | −$9.00 | 55/45 | 75/25 |
| SGC 10 | $28.55 | −$9.45 | 55/45 | 75/25 |
| CGC 10 | $25.00 | −$13.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2022 Topps Chrome cards worth checking
Full set checklist →![Oneil Cruz [SSP] #128 2022 Topps Chrome card](https://i.ebayimg.com/images/g/J~0AAeSwMm1qQcbj/s-l500.jpg)
![Wander Franco [SSP] #35 2022 Topps Chrome card](https://i.ebayimg.com/images/g/i2cAAOSwLFtl7fjr/s-l500.jpg)
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Grading Oneil Cruz [Prism Refractor] #128 — FAQ
Is Oneil Cruz [Prism Refractor] #128 worth grading?
A PSA 10 Oneil Cruz [Prism Refractor] #128 brings $29.00 versus $2.22 raw — a $26.78 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($10.00) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Oneil Cruz [Prism Refractor] #128 worth compared with raw?
A PSA 10 Oneil Cruz [Prism Refractor] #128 (Baseball Cards 2022 Topps Chrome) sells for about $29.00 versus $2.22 for a raw near-mint copy — a 13× premium as of Sep 4, 2026.
Which grading company is best for Oneil Cruz [Prism Refractor] #128?
By resale value, BGS 10 leads at $38.00, ahead of PSA 10 at $29.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Oneil Cruz [Prism Refractor] #128 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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