Is Mathys Tel [Refractor] #22 worth grading?
Soccer · Soccer Cards 2021 Topps Merlin Chrome UEFA · full price guide →
Grading rarely pays for this card
PSA 10 copies of Mathys Tel [Refractor] #22 sell for $23.24, only $17.27 above the $5.97 raw price — less than an economy-tier grading fee. A PSA 9 ($14.27) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $5.97
- PSA 10
- $23.24
- PSA 9
- $14.27
- Gem premium
- 3.9×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $23.24 | −$7.73 | −$32.73 | −$133 |
| PSA 9 | $14.27 | −$16.70 | −$41.70 | −$142 |
| PSA 8 | $13.75 | −$17.22 | −$42.22 | −$142 |
Net = sale price − $5.97 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $16.51 | −$39.46 |
| 50% | $18.75 | −$37.22 |
| 75% | $21.00 | −$34.97 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $30.00 | best | 55/45 | 70/30 |
| PSA 10 | $23.24 | −$6.76 | 55/45 | 75/25 |
| CGC 10 | $14.00 | −$16.00 | 55/45 | 75/25 |
| SGC 10 | $14.00 | −$16.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2021 Topps Merlin Chrome UEFA cards worth checking
Full set checklist →Grading Mathys Tel [Refractor] #22 — FAQ
Is Mathys Tel [Refractor] #22 worth grading?
PSA 10 copies of Mathys Tel [Refractor] #22 sell for $23.24, only $17.27 above the $5.97 raw price — less than an economy-tier grading fee. A PSA 9 ($14.27) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Mathys Tel [Refractor] #22 worth compared with raw?
A PSA 10 Mathys Tel [Refractor] #22 (Soccer Cards 2021 Topps Merlin Chrome UEFA) sells for about $23.24 versus $5.97 for a raw near-mint copy — a 3.9× premium as of Sep 3, 2026.
Which grading company is best for Mathys Tel [Refractor] #22?
By resale value, BGS 10 leads at $30.00, ahead of PSA 10 at $23.24. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mathys Tel [Refractor] #22 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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