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Is Gary Payton #CC12 worth grading?

Basketball · Basketball Cards 2002 Topps Coast to Coast · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Gary Payton #CC12 sell for $13.00, only $10.30 above the $2.70 raw price — less than an economy-tier grading fee. A PSA 9 ($11.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$2.70
Grade 9.5
$13.00
PSA 9
$11.50
Gem premium
4.8×
As of
Sep 4, 2026

Break-even by outcome and fee

Gary Payton #CC12: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$13.00−$14.70−$39.70−$140
PSA 9$11.50−$16.20−$41.20−$141

Net = sale price − $2.70 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton #CC12: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$11.88−$40.83
50%$12.25−$40.45
75%$12.63−$40.08

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Gary Payton #CC12 graded prices by company and grade
GradeGraded
9.5$13.00
9$11.50

Run your own numbers

Should I pay this?

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Grading Gary Payton #CC12 — FAQ

Is Gary Payton #CC12 worth grading?

Grade 9.5 copies of Gary Payton #CC12 sell for $13.00, only $10.30 above the $2.70 raw price — less than an economy-tier grading fee. A PSA 9 ($11.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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