Is Justin Herbert [Blue Mosaic] #204 worth grading?

Football · Football Cards 2020 Panini Mosaic · full price guide →

Grading rarely pays for this card

PSA 10 copies of Justin Herbert [Blue Mosaic] #204 sell for $343, only $0.00 above the $345 raw price — less than an economy-tier grading fee. A PSA 9 ($218) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $345
PSA 10: $343
PSA 9: $218
Gem premium: 1.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Justin Herbert [Blue Mosaic] #204: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$343	−$27.15	−$52.15	−$152
PSA 9	$218	−$152	−$177	−$277

Net = sale price − $345 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Justin Herbert [Blue Mosaic] #204: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$249	−$146
50%	$280	−$115
75%	$312	−$83.48

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →

Justin Herbert [Blue Mosaic] #204: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$446	best	55/45	70/30
PSA 10	$343	−$103	55/45	75/25
CGC 10	$206	−$240	55/45	75/25
SGC 10	$206	−$240	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Justin Herbert [Blue Mosaic] #204 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$343	$206	$446	$206	—
9.5	—	—	—	—	$239
9	—	—	—	—	$218

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2020 Panini Mosaic cards worth checking

Full set checklist →

Tom Brady [White Sparkle] #135

Raw $294PSA 10 $941

Chase Young [White Mosaic] #272

Raw $120PSA 10 $356

Justin Herbert [No Huddle Blue] #263

Raw $137PSA 10 $303

Justin Herbert [White Sparkle] #204

Raw $1,200PSA 10 $2,401

Josh Allen [Black Gold Choice] #26

Raw $4,000PSA 10 $1,800

Tom Brady [Gold Fluorescent] #135

Raw $2,127Graded $1,866

Grading Justin Herbert [Blue Mosaic] #204 — FAQ

Is Justin Herbert [Blue Mosaic] #204 worth grading?

How much is a PSA 10 Justin Herbert [Blue Mosaic] #204 worth compared with raw?

A PSA 10 Justin Herbert [Blue Mosaic] #204 (Football Cards 2020 Panini Mosaic) sells for about $343 versus $345 for a raw near-mint copy — a 1.0× premium as of Sep 4, 2026.

Which grading company is best for Justin Herbert [Blue Mosaic] #204?

By resale value, BGS 10 leads at $446, ahead of PSA 10 at $343. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Justin Herbert [Blue Mosaic] #204 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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