Is Florian Wirtz [Gold] #108 worth grading?

Soccer · Soccer Cards 2021 Topps Finest Bundesliga · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Florian Wirtz [Gold] #108 sell for $88.00, only $0.00 above the $178 raw price — less than an economy-tier grading fee. A PSA 9 ($80.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $178
Grade 9.5: $88.00
PSA 9: $80.00
Gem premium: 0.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Florian Wirtz [Gold] #108: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$88.00	−$115	−$140	−$240
PSA 9	$80.00	−$123	−$148	−$248

Net = sale price − $178 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Florian Wirtz [Gold] #108: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$82.00	−$146
50%	$84.00	−$144
75%	$86.00	−$142

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Florian Wirtz [Gold] #108 graded prices by company and grade
Grade	Graded
9.5	$88.00
9	$80.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

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