Is Justin Fields #MH-4 worth grading?
Football · Football Cards 2021 Panini Donruss Optic My House · full price guide →
Grading rarely pays for this card
PSA 10 copies of Justin Fields #MH-4 sell for $11.84, only $10.85 above the $0.99 raw price — less than an economy-tier grading fee. A PSA 9 ($7.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $0.99
- PSA 10
- $11.84
- PSA 9
- $7.50
- Gem premium
- 12×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $11.84 | −$14.15 | −$39.15 | −$139 |
| PSA 9 | $7.50 | −$18.49 | −$43.49 | −$143 |
| PSA 8 | $5.06 | −$20.93 | −$45.93 | −$146 |
Net = sale price − $0.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $8.59 | −$42.41 |
| 50% | $9.67 | −$41.32 |
| 75% | $10.75 | −$40.23 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $15.00 | best | 55/45 | 70/30 |
| PSA 10 | $11.84 | −$3.16 | 55/45 | 75/25 |
| SGC 10 | $8.88 | −$6.12 | 55/45 | 75/25 |
| CGC 10 | $7.00 | −$8.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Other 2021 Panini Donruss Optic My House cards worth checking
Full set checklist →Grading Justin Fields #MH-4 — FAQ
Is Justin Fields #MH-4 worth grading?
PSA 10 copies of Justin Fields #MH-4 sell for $11.84, only $10.85 above the $0.99 raw price — less than an economy-tier grading fee. A PSA 9 ($7.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Justin Fields #MH-4 worth compared with raw?
A PSA 10 Justin Fields #MH-4 (Football Cards 2021 Panini Donruss Optic My House) sells for about $11.84 versus $0.99 for a raw near-mint copy — a 12× premium as of Sep 4, 2026.
Which grading company is best for Justin Fields #MH-4?
By resale value, BGS 10 leads at $15.00, ahead of PSA 10 at $11.84. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Justin Fields #MH-4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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