Is Zach Wilson [Gold] #DT-34 worth grading?

Football · Football Cards 2021 Panini Donruss Optic Downtown · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Zach Wilson [Gold] #DT-34 sell for $2,016, only $0.00 above the $3,999 raw price — less than an economy-tier grading fee. A PSA 9 ($1,833) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $3,999
Grade 9.5: $2,016
PSA 9: $1,833
Gem premium: 0.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Zach Wilson [Gold] #DT-34: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$2,016	−$2,008	−$2,033	−$2,133
PSA 9	$1,833	−$2,191	−$2,216	−$2,316

Net = sale price − $3,999 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Zach Wilson [Gold] #DT-34: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$1,879	−$2,170
50%	$1,924	−$2,125
75%	$1,970	−$2,079

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Zach Wilson [Gold] #DT-34 graded prices by company and grade
Grade	Graded
9.5	$2,016
9	$1,833

Run your own numbers

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Asking priceGrading fee

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Other 2021 Panini Donruss Optic Downtown cards worth checking

Full set checklist →

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Drew Brees [Gold] #DT-21

Raw $1,588PSA 10 $7,000

Trevor Lawrence [Black Pandora] #DT-33