Is Najee Harris [Gold] #DT-20 worth grading?
Football · Football Cards 2021 Panini Donruss Optic Downtown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Najee Harris [Gold] #DT-20 sells for $2,247 against $1,063 raw: a $1,185 spread, 2.1× the ungraded price. Even a PSA 9 ($1,329) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1,063
- PSA 10
- $2,247
- PSA 9
- $1,329
- Gem premium
- 2.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,247 | +$1,160 | +$1,135 | +$1,035 |
| PSA 9 | $1,329 | +$242 | +$217 | +$117 |
Net = sale price − $1,063 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,559 | +$446 |
| 50% | $1,788 | +$676 |
| 75% | $2,018 | +$905 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,921 | best | 55/45 | 70/30 |
| PSA 10 | $2,247 | −$674 | 55/45 | 75/25 |
| CGC 10 | $1,348 | −$1,573 | 55/45 | 75/25 |
| SGC 10 | $1,348 | −$1,573 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Najee Harris [Gold] #DT-20 — FAQ
Is Najee Harris [Gold] #DT-20 worth grading?
A PSA 10 Najee Harris [Gold] #DT-20 sells for $2,247 against $1,063 raw: a $1,185 spread, 2.1× the ungraded price. Even a PSA 9 ($1,329) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Najee Harris [Gold] #DT-20 worth compared with raw?
A PSA 10 Najee Harris [Gold] #DT-20 (Football Cards 2021 Panini Donruss Optic Downtown) sells for about $2,247 versus $1,063 for a raw near-mint copy — a 2.1× premium as of Sep 4, 2026.
Which grading company is best for Najee Harris [Gold] #DT-20?
By resale value, BGS 10 leads at $2,921, ahead of PSA 10 at $2,247. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Najee Harris [Gold] #DT-20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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