Is Najee Harris [Black Pandora] #DT-20 worth grading?
Football · Football Cards 2021 Panini Donruss Optic Downtown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Najee Harris [Black Pandora] #DT-20 sells for $1,206 against $685 raw: a $521 spread, 1.8× the ungraded price. Even a PSA 9 ($1,005) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $685
- PSA 10
- $1,206
- PSA 9
- $1,005
- Gem premium
- 1.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,206 | +$496 | +$471 | +$371 |
| PSA 9 | $1,005 | +$295 | +$270 | +$170 |
Net = sale price − $685 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,056 | +$321 |
| 50% | $1,106 | +$371 |
| 75% | $1,156 | +$421 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,568 | best | 55/45 | 70/30 |
| PSA 10 | $1,206 | −$362 | 55/45 | 75/25 |
| CGC 10 | $724 | −$844 | 55/45 | 75/25 |
| SGC 10 | $724 | −$844 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini Donruss Optic Downtown cards worth checking
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![Saquon Barkley [Gold] #DT-6 2021 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/UcoAAeSw1~NqeetA/s-l500.jpg)
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Grading Najee Harris [Black Pandora] #DT-20 — FAQ
Is Najee Harris [Black Pandora] #DT-20 worth grading?
A PSA 10 Najee Harris [Black Pandora] #DT-20 sells for $1,206 against $685 raw: a $521 spread, 1.8× the ungraded price. Even a PSA 9 ($1,005) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Najee Harris [Black Pandora] #DT-20 worth compared with raw?
A PSA 10 Najee Harris [Black Pandora] #DT-20 (Football Cards 2021 Panini Donruss Optic Downtown) sells for about $1,206 versus $685 for a raw near-mint copy — a 1.8× premium as of Sep 4, 2026.
Which grading company is best for Najee Harris [Black Pandora] #DT-20?
By resale value, BGS 10 leads at $1,568, ahead of PSA 10 at $1,206. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Najee Harris [Black Pandora] #DT-20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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