Is Joe Namath #DT-4 worth grading?
Football · Football Cards 2021 Panini Donruss Optic Downtown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Namath #DT-4 sells for $575 against $372 raw: a $203 spread, 1.5× the ungraded price. Even a PSA 9 ($402) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $372
- PSA 10
- $575
- PSA 9
- $402
- Gem premium
- 1.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $575 | +$178 | +$153 | +$52.70 |
| PSA 9 | $402 | +$4.25 | −$20.75 | −$121 |
| PSA 8 | $285 | −$112 | −$137 | −$237 |
Net = sale price − $372 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $445 | +$22.61 |
| 50% | $488 | +$65.97 |
| 75% | $532 | +$109 |
Break-even gem rate at the standard fee: about 12%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $748 | best | 55/45 | 70/30 |
| PSA 10 | $575 | −$173 | 55/45 | 75/25 |
| SGC 10 | $467 | −$281 | 55/45 | 75/25 |
| CGC 10 | $345 | −$403 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2021 Panini Donruss Optic Downtown cards worth checking
Full set checklist →![Tom Brady [Black Pandora] #DT-23 2021 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/s88AAeSwkN9qXusM/s-l500.jpg)
![Saquon Barkley [Gold] #DT-6 2021 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/UcoAAeSw1~NqeetA/s-l500.jpg)
![Trevor Lawrence [Black Pandora] #DT-33 2021 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/lLQAAeSwRido5p8X/s-l500.jpg)
Grading Joe Namath #DT-4 — FAQ
Is Joe Namath #DT-4 worth grading?
A PSA 10 Joe Namath #DT-4 sells for $575 against $372 raw: a $203 spread, 1.5× the ungraded price. Even a PSA 9 ($402) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Namath #DT-4 worth compared with raw?
A PSA 10 Joe Namath #DT-4 (Football Cards 2021 Panini Donruss Optic Downtown) sells for about $575 versus $372 for a raw near-mint copy — a 1.5× premium as of Sep 4, 2026.
Which grading company is best for Joe Namath #DT-4?
By resale value, BGS 10 leads at $748, ahead of PSA 10 at $575. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Namath #DT-4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Namath #DT-4 break even?
At a standard ~$50 fee, submitting Joe Namath #DT-4 breaks even when it gems about 12% of the time (a miss assumed to sell at the PSA 9 price of $402).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
