Is Steve McMichael [Stars] #81 worth grading?
Football · Football Cards 2021 Panini Donruss Optic · full price guide →
Worth grading only if it gems
A PSA 10 Steve McMichael [Stars] #81 brings $33.07 versus $1.13 raw — a $31.94 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.75) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.13
- PSA 10
- $33.07
- PSA 9
- $11.75
- Gem premium
- 29×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $33.07 | +$6.94 | −$18.06 | −$118 |
| PSA 9 | $11.75 | −$14.38 | −$39.38 | −$139 |
| PSA 8 | $6.18 | −$19.95 | −$44.95 | −$145 |
Net = sale price − $1.13 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $17.08 | −$34.05 |
| 50% | $22.41 | −$28.72 |
| 75% | $27.74 | −$23.39 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $43.00 | best | 55/45 | 70/30 |
| PSA 10 | $33.07 | −$9.93 | 55/45 | 75/25 |
| CGC 10 | $20.00 | −$23.00 | 55/45 | 75/25 |
| SGC 10 | $20.00 | −$23.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Steve McMichael [Stars] #81 — FAQ
Is Steve McMichael [Stars] #81 worth grading?
A PSA 10 Steve McMichael [Stars] #81 brings $33.07 versus $1.13 raw — a $31.94 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.75) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Steve McMichael [Stars] #81 worth compared with raw?
A PSA 10 Steve McMichael [Stars] #81 (Football Cards 2021 Panini Donruss Optic) sells for about $33.07 versus $1.13 for a raw near-mint copy — a 29× premium as of Sep 3, 2026.
Which grading company is best for Steve McMichael [Stars] #81?
By resale value, BGS 10 leads at $43.00, ahead of PSA 10 at $33.07. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve McMichael [Stars] #81 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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