MidpointCard Centering Grading Portfolio App

Is David Montgomery #22 worth grading?

Football · Football Cards 2022 Panini Chronicles Draft Picks XR · full price guide →

Worth grading only if it gems

A PSA 10 David Montgomery #22 brings $32.94 versus $1.48 raw — a $31.46 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.71) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$1.48
PSA 10
$32.94
PSA 9
$11.71
Gem premium
22×
As of
Sep 4, 2026

Break-even by outcome and fee

David Montgomery #22: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$32.94+$6.46−$18.54−$119
PSA 9$11.71−$14.77−$39.77−$140
PSA 8$6.16−$20.32−$45.32−$145

Net = sale price − $1.48 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

David Montgomery #22: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$17.02−$34.46
50%$22.32−$29.16
75%$27.63−$23.85

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
David Montgomery #22: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$43.00best55/4570/30
PSA 10$32.94−$10.0655/4575/25
CGC 10$20.00−$23.0055/4575/25
SGC 10$20.00−$23.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

David Montgomery #22 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$32.94$20.00$43.00$20.00
9.5$22.90
9$11.71
8$6.16

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2022 Panini Chronicles Draft Picks XR cards worth checking

Full set checklist

Grading David Montgomery #22 — FAQ

Is David Montgomery #22 worth grading?

A PSA 10 David Montgomery #22 brings $32.94 versus $1.48 raw — a $31.46 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.71) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 David Montgomery #22 worth compared with raw?

A PSA 10 David Montgomery #22 (Football Cards 2022 Panini Chronicles Draft Picks XR) sells for about $32.94 versus $1.48 for a raw near-mint copy — a 22× premium as of Sep 4, 2026.

Which grading company is best for David Montgomery #22?

By resale value, BGS 10 leads at $43.00, ahead of PSA 10 at $32.94. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does David Montgomery #22 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play