Is Kyle Fuller [Mosaic] #45 worth grading?

Football · Football Cards 2020 Panini Mosaic · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Kyle Fuller [Mosaic] #45 sells for $154 against $0.99 raw: a $153 spread, 156× the ungraded price. Even a PSA 9 ($140) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $0.99
Grade 9.5: $154
PSA 9: $140
Gem premium: 156×
As of: Sep 3, 2026

Break-even by outcome and fee

Kyle Fuller [Mosaic] #45: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$154	+$128	+$103	+$3.01
PSA 9	$140	+$114	+$89.00	−$11.00

Net = sale price − $0.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kyle Fuller [Mosaic] #45: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$143	+$92.50
50%	$147	+$96.00
75%	$150	+$99.51

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Kyle Fuller [Mosaic] #45 graded prices by company and grade
Grade	Graded
9.5	$154
9	$140

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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