![Joe Burrow [Black] #5 (Football Cards 2020 Panini Illusions) — is it worth grading?](https://i.ebayimg.com/images/g/R~UAAeSwr5dquHz2/s-l1600.jpg)
Is Joe Burrow [Black] #5 worth grading?
Football · Football Cards 2020 Panini Illusions · full price guide →
Strong grading candidate — 62× premium in PSA 10
A PSA 10 Joe Burrow [Black] #5 sells for $302 against $4.84 raw: a $297 spread, 62× the ungraded price. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.84
- PSA 10
- $302
- PSA 9
- $16.00
- Gem premium
- 62×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $302 | +$272 | +$247 | +$147 |
| PSA 9 | $16.00 | −$13.84 | −$38.84 | −$139 |
| PSA 8 | $14.33 | −$15.51 | −$40.51 | −$141 |
Net = sale price − $4.84 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $87.53 | +$32.69 |
| 50% | $159 | +$104 |
| 75% | $231 | +$176 |
Break-even gem rate at the standard fee: about 14%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $393 | best | 55/45 | 70/30 |
| PSA 10 | $302 | −$90.87 | 55/45 | 75/25 |
| CGC 10 | $181 | −$212 | 55/45 | 75/25 |
| SGC 10 | $181 | −$212 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2020 Panini Illusions cards worth checking
Full set checklist →![Joey Bosa, Nick Bosa [Conference] #90 2020 Panini Illusions card](https://i.ebayimg.com/images/g/Vn8AAeSwUOJpdJYx/s-l500.jpg)
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![Joe Burrow [Starlight] #5 2020 Panini Illusions card](https://i.ebayimg.com/images/g/8pcAAeSwm6tpNG2V/s-l500.jpg)
![CeeDee Lamb [Autograph Memorabilia ] #114 2020 Panini Illusions card](https://i.ebayimg.com/images/g/AFIAAeSwrptqcVFn/s-l500.jpg)
![Joe Burrow [Green] #5 2020 Panini Illusions card](https://i.ebayimg.com/images/g/UvIAAeSwStVqtrWL/s-l500.jpg)
![Jalen Hurts [Autograph Memorabilia Red] #107 2020 Panini Illusions card](https://i.ebayimg.com/images/g/-acAAeSw6EJqTZar/s-l500.jpg)
Grading Joe Burrow [Black] #5 — FAQ
Is Joe Burrow [Black] #5 worth grading?
A PSA 10 Joe Burrow [Black] #5 sells for $302 against $4.84 raw: a $297 spread, 62× the ungraded price. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Burrow [Black] #5 worth compared with raw?
A PSA 10 Joe Burrow [Black] #5 (Football Cards 2020 Panini Illusions) sells for about $302 versus $4.84 for a raw near-mint copy — a 62× premium as of Sep 4, 2026.
Which grading company is best for Joe Burrow [Black] #5?
By resale value, BGS 10 leads at $393, ahead of PSA 10 at $302. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Burrow [Black] #5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Burrow [Black] #5 break even?
At a standard ~$50 fee, submitting Joe Burrow [Black] #5 breaks even when it gems about 14% of the time (a miss assumed to sell at the PSA 9 price of $16.00).
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