![Mac Jones [White Shimmer] #109 (Football Cards 2021 Panini Phoenix) — is it worth grading?](https://i.ebayimg.com/images/g/XhEAAeSwLHNpOtE~/s-l1600.jpg)
Is Mac Jones [White Shimmer] #109 worth grading?
Football · Football Cards 2021 Panini Phoenix · full price guide →
Worth grading only if it gems
A PSA 10 Mac Jones [White Shimmer] #109 brings $1,645 versus $734 raw — a $911 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($58.38) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $734
- PSA 10
- $1,645
- PSA 9
- $58.38
- Gem premium
- 2.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,645 | +$886 | +$861 | +$761 |
| PSA 9 | $58.38 | −$701 | −$726 | −$826 |
Net = sale price − $734 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $455 | −$329 |
| 50% | $852 | +$67.62 |
| 75% | $1,249 | +$464 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,139 | best | 55/45 | 70/30 |
| PSA 10 | $1,645 | −$494 | 55/45 | 75/25 |
| CGC 10 | $987 | −$1,152 | 55/45 | 75/25 |
| SGC 10 | $987 | −$1,152 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Mac Jones [White Shimmer] #109 — FAQ
Is Mac Jones [White Shimmer] #109 worth grading?
A PSA 10 Mac Jones [White Shimmer] #109 brings $1,645 versus $734 raw — a $911 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($58.38) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Mac Jones [White Shimmer] #109 worth compared with raw?
A PSA 10 Mac Jones [White Shimmer] #109 (Football Cards 2021 Panini Phoenix) sells for about $1,645 versus $734 for a raw near-mint copy — a 2.2× premium as of Sep 4, 2026.
Which grading company is best for Mac Jones [White Shimmer] #109?
By resale value, BGS 10 leads at $2,139, ahead of PSA 10 at $1,645. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mac Jones [White Shimmer] #109 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Mac Jones [White Shimmer] #109 break even?
At a standard ~$50 fee, submitting Mac Jones [White Shimmer] #109 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $58.38).
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