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Is Gary Payton [Orange Refractor] #FA-GP worth grading?

Basketball · Basketball Cards 2021 Topps Finest Autographs · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Gary Payton [Orange Refractor] #FA-GP sell for $52.00, only $23.00 above the $29.00 raw price — less than an economy-tier grading fee. A PSA 9 ($47.29) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$29.00
Grade 9.5
$52.00
PSA 9
$47.29
Gem premium
1.8×
As of
Sep 3, 2026

Break-even by outcome and fee

Gary Payton [Orange Refractor] #FA-GP: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$52.00−$2.00−$27.00−$127
PSA 9$47.29−$6.71−$31.71−$132

Net = sale price − $29.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton [Orange Refractor] #FA-GP: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$48.47−$30.53
50%$49.64−$29.36
75%$50.82−$28.18

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Gary Payton [Orange Refractor] #FA-GP graded prices by company and grade
GradeGraded
9.5$52.00
9$47.29

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Gary Payton [Orange Refractor] #FA-GP — FAQ

Is Gary Payton [Orange Refractor] #FA-GP worth grading?

Grade 9.5 copies of Gary Payton [Orange Refractor] #FA-GP sell for $52.00, only $23.00 above the $29.00 raw price — less than an economy-tier grading fee. A PSA 9 ($47.29) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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