![Oneil Cruz [Chrome Black Border Refractor] #157 (Baseball Cards 2022 Topps Heritage) — is it worth grading?](https://i.ebayimg.com/images/g/A1UAAeSwhYVp5CfS/s-l1600.jpg)
Is Oneil Cruz [Chrome Black Border Refractor] #157 worth grading?
Baseball · Baseball Cards 2022 Topps Heritage · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Oneil Cruz [Chrome Black Border Refractor] #157 sells for $165 against $89.10 raw: a $75.90 spread, 1.9× the ungraded price. Even a PSA 9 ($150) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $89.10
- Grade 9.5
- $165
- PSA 9
- $150
- Gem premium
- 1.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $165 | +$50.90 | +$25.90 | −$74.10 |
| PSA 9 | $150 | +$35.90 | +$10.90 | −$89.10 |
| PSA 8 | $140 | +$25.90 | +$0.90 | −$99.10 |
Net = sale price − $89.10 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $154 | +$14.65 |
| 50% | $158 | +$18.40 |
| 75% | $161 | +$22.15 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 2022 Topps Heritage cards worth checking
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Grading Oneil Cruz [Chrome Black Border Refractor] #157 — FAQ
Is Oneil Cruz [Chrome Black Border Refractor] #157 worth grading?
A Grade 9.5 Oneil Cruz [Chrome Black Border Refractor] #157 sells for $165 against $89.10 raw: a $75.90 spread, 1.9× the ungraded price. Even a PSA 9 ($150) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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