Is Steve McNair, Daunte Culpepper [Refractor] #MA2 worth grading?
Football · Football Cards 1999 Topps Finest Main Attractions · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Steve McNair, Daunte Culpepper [Refractor] #MA2 sells for $61.00 against $1.99 raw: a $59.01 spread, 31× the ungraded price. Even a PSA 9 ($41.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.99
- PSA 10
- $61.00
- PSA 9
- $41.00
- Gem premium
- 31×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $61.00 | +$34.01 | +$9.01 | −$90.99 |
| PSA 9 | $41.00 | +$14.01 | −$10.99 | −$111 |
| PSA 8 | $36.99 | +$10.00 | −$15.00 | −$115 |
Net = sale price − $1.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $46.00 | −$5.99 |
| 50% | $51.00 | −$0.99 |
| 75% | $56.00 | +$4.01 |
Break-even gem rate at the standard fee: about 55%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $79.00 | best | 55/45 | 70/30 |
| PSA 10 | $61.00 | −$18.00 | 55/45 | 75/25 |
| CGC 10 | $37.00 | −$42.00 | 55/45 | 75/25 |
| SGC 10 | $37.00 | −$42.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Grading Steve McNair, Daunte Culpepper [Refractor] #MA2 — FAQ
Is Steve McNair, Daunte Culpepper [Refractor] #MA2 worth grading?
A PSA 10 Steve McNair, Daunte Culpepper [Refractor] #MA2 sells for $61.00 against $1.99 raw: a $59.01 spread, 31× the ungraded price. Even a PSA 9 ($41.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve McNair, Daunte Culpepper [Refractor] #MA2 worth compared with raw?
A PSA 10 Steve McNair, Daunte Culpepper [Refractor] #MA2 (Football Cards 1999 Topps Finest Main Attractions) sells for about $61.00 versus $1.99 for a raw near-mint copy — a 31× premium as of Sep 4, 2026.
Which grading company is best for Steve McNair, Daunte Culpepper [Refractor] #MA2?
By resale value, BGS 10 leads at $79.00, ahead of PSA 10 at $61.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve McNair, Daunte Culpepper [Refractor] #MA2 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Steve McNair, Daunte Culpepper [Refractor] #MA2 break even?
At a standard ~$50 fee, submitting Steve McNair, Daunte Culpepper [Refractor] #MA2 breaks even when it gems about 55% of the time (a miss assumed to sell at the PSA 9 price of $41.00).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
